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When AI quietly breaks things, who pays?

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When AI quietly breaks things, who pays?

An insurance recovery partner examines coverage gaps and claims handling challenges as artificial intelligence (AI) systems are deployed at scale. The analysis covers policy transition risks after mergers, how governance disclosures can affect claim outcomes, responsibility for sign-off on AI deployment, and timing issues when model degradation occurs gradually.

Why it matters: Organizations deploying AI systems need to understand their insurance coverage, governance disclosures, and claims processes to avoid coverage denials when AI-related incidents cause financial loss.

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