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Average Cyber Insurance Losses Increase Despite Fewer Claims

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Average Cyber Insurance Losses Increase Despite Fewer Claims

Chubb has observed a rise in average cyber insurance claim costs in the United States, driven primarily by increasing privacy litigation expenses. Despite the total number of claims declining, the cost per claim continues to grow.

Why it matters: Risk managers and insurance buyers should expect higher premiums and stricter underwriting as insurers absorb elevated claim payouts from privacy-related litigation, particularly for organizations collecting or processing personal data.

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